The payment systems we use are not especially complicated, but what if they could be even more straightforward? NFC (Near Field Communication) technology is hoping to achieve that. NFC mobile chips hope to change our current payment systems by letting us transmit data from one device to another, at close range.
How will we use it?
NFC mobile chips will soon be integrated into all smartphones, making it easier than ever to pay for your coffee. Instead of searching around in your purse or pocket to find your wallet, you simply use your phone – something most of us have at hand at all times.
NFC mobile chips allow users to store their credit card information in their phones. Then, when they are at a store or retailer that is equipped with mobile payment technology, they can simply scan their phones at the register to pay for their purchases.
Google is the first technology giant to launch a mobile payment system. Google Wallet is currently available on the Android Nexus S and may possibly work with other smartphones through an NFC-enabled sticker. Several retailers have signed on to work with Google Wallet.
Because the mobile payments industry is going to be such a game-changer, it is unlikely that Apple, RIM, and other smartphone makers will be eager to open their platforms up to Google Wallet. These companies, instead, will most likely be coming out with their own mobile payment systems in the near future.
Other potential uses
NFC mobile chips will likely soon be doing much more than just helping you pay for your coffee. Some of those potential uses include:
- Replace passports and boarding passes
- Products might contain RFID (radio-frequency identification) tags on them that you can scan in order to gather information.
- Pet tags may soon have RFID tags attached that you can scan if you find a lost puppy.
- Replace keys – no more clunky key chains!
NFC mobile chips are certain to alter the way we do many things. While the transition may take a while, it is sure to make our lives a little easier.
For more information on NFC mobile chips and how they work, take a look at this article.